Controls
Controls
Governance controls mapped to the assessment scope.
3 items
Controls in scope
3 controls
Evidence references
6 files
Primary owner
Mortgage Operations
Working register
Open an item to inspect evidence, comments, and history before taking action.
Human-in-the-loop adverse action review
Underwriters review decline explanations for vulnerable customer segments.
Owner: Mortgage Operations
Operating effectively
Monthly fairness monitoring
Monitors approval rate parity, calibration, and override outcomes by segment.
Owner: Model Governance
Needs Q2 owner
Material model change gate
Requires risk committee approval before threshold or feature set changes.
Owner: Retail Credit Risk
Evidence linked